WOW!! That is insane. I'm glad I live in a small quiet town about 45 minutes from Boston. My wife drives a 2011 GLK and I have a 2012 Touareg TDI and we only pay $1375 for both the vehicles. I'm hoping my bike to be around $250 - $400/year. I have not asked as the bike is still six months away. The rider safety course I took also entitles me to 10% discount on my bike insurance here in MA so that will help.Thanks for the response.$2,200 down here in Brooklyn NY. And not much I can do.
There are lots of bikes stolen on the borough, not to mention lots of awful riders + thousands of taxi cabs. Insurance rates are high here.
That is what I'd like to do as well, have the extra coverage for medical as well. Thanks.I'm paying about $480/year for 2 bikes = 2007 BMW R1200R and 2004 Triumph Thunderbird sport = that includes medical coverage, roadside assistance and much higher than the minimum coverage on collision and liability = if I only carried the minimum required coverage, the premiums would be quite a bit lower (the rate was about $150/year lower before I replaced my 2006 Triumph Tiger with the R1200R)
I didn't know AAA would insure bikes. I'll try them and my auto/home insurance company hoping to get a good discount due to auto/home insurance policies. We also have an umbrella policy, I wonder if this will get impacted by adding the bike insurance?I got a quote for $361 from AAA
Great advice. This is the reason we have an umbrella policy which covers house and car insurance for myself and my wife. The umbrella policy covers liability and damage for upto 1 million. I'd definitely add the bike to the umbrella policy for the coverage you mentioned above. Unfortunately, this is US society these days...lawsuit happy.don't just look at the price when getting an insurance. You need to get enough insurance to cover in case any accident that occur. Look at want you worth and get enough insurance to cover all of them. People will go after you for everything you have if things happen. Always protect all your properties, you work too hard for it why not protecting it.
Hi, Craig.Hi All,
I was curious to see what people are paying for bike insurance for their R1200R's.
that's a lot of coverage for $678.... I'll have to call them and see if they're the way to go.I ended up getting my bike insurance through BMW of America. They offered several discounts including group rate and a discount for the college my wife went to
They were super helpful and friendly and got me setup in 24 hours. I went with quarterly payments. I loaded medical coverage for myself ($12K) and underinsured motorist and my coverages were 250/500 for most of the important ones. I'm paying $678 for the year. I thought it was a bit high but it seems competitive considering my 2012 R1200R and the fact I've not had a motorcycle license in this country. I did take a rider safety course which gave me a 10% discount on my insurance.
YOu've got to do what needs to be done. Such a sacraficeAfter few days of forgetfulness and laziness, I Just called BMW of America, regarding their mentioned insurance; They CAN NOT do only motorcycle insurance, you need to have a car in order to put the discounted rate together with your bike. everywhere in USA except Massachusetts.
I guess I'll have to buy that M6 Coupe I have been eyeing since it came out.
2013 BMW M6 Coupe Exterior and Interior Photo Tour - YouTube